PROFESSIONAL, EFFICIENT, PROMPT, COMMITTED
We are a company dedicated to providing professional financing services for SME owners. Over the past period of time, our team has served over 950 SME owners, and our success rate has reached an impressive 99.2%.
A BIT ABOUT US
Smile Wealth Management
We provide a range of financial services tailored to meet your needs. Our services include Mortgage, Wealth Planning, and Audit. We also specialize in SME Loans, Government Funding, and Personal Finance.
With a dedicated team of experts, we strive to deliver exceptional results and guidance. Whether you're looking for mortgage solutions, wealth planning strategies, or audit services, we have the knowledge and experience to assist you.
For SMEs, we offer flexible loan options and assistance in accessing government funding programs to support your business growth.
We also provide personalized financial solutions for individuals, helping you manage your finances, plan investments, and achieve your financial goals.
At our company, client satisfaction is our top priority. Contact us today to discover how our services can benefit you in Mortgage, Wealth Planning, Audit, SME Loans, Government Funding, and Personal Finance.
PROFESSIONAL SERVICES
按揭貸款服務
( MORTGAGE )
無論你係首次買樓定係希望進行再融資，我哋都提供針對性嘅按揭貸款方案，幫你用最低成本實現目標。我哋專業團隊會根據 你嘅實際需要，提供全程指導同優化建議，令你每一步都安心無憂。
財富規劃服務
( WEALTH PLANNING )
專為中小企設計嘅全面財富規劃方案，著重於實現可持續嘅財務增長，助你穩步擴展業務版圖。我哋會根據你嘅行業特性同市場環境，提供量身定制嘅策略，令你嘅企業更具競爭力。
中小企貸款
( SME LOAN - HKMC )
憑藉多年建立嘅銀行網絡同專業分析，我哋可以幫助你：
最大化貸款金額，
揀選最低息率同最長還款年期嘅銀行，
快速跟進處理貸款申請，
令你可以專注營運生意，毋須為資金問題操心。
非政府擔保貸款
( SME LOAN)
如果你因某些原因無法通過HKMC申請政府擔保貸款，唔緊要，我哋一樣幫到你！
我哋同少數銀行合作，提供靈活嘅傳統中小企貸款方案，無論係資金周轉定業務擴充，都可以協助你搵到啱你嘅方案。
即刻聯絡我哋傾下！
專業審計服務
( AUDIT )
做好審計係成功融資嘅基石。我哋嘅審計服務唔單止符合業務規範，仲能針對銀行融資需求度身設計，令你申請貸款或者融資時事半功倍。識融資規則嘅審計專家，先至可以真正幫到你。
政府資助申請
( GOV FUNDING )
政府有咁多資助計劃支持中小企，但點樣申請先至最有效？
我哋嘅專家團隊擁有100%成功率，幫你處理申請流程，令你可以專注業務發展，資助到手更快更穩。
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國內成立公司服務
想進軍國內市場？我哋提供一站式服務，從公司成立、團隊組建到申請國內創業資助，全程為你打點好每一個細節，助你快速融入市場，贏取更多商機。
補充勞工優化計劃申請
我哋同全國14間指定官方機構直接合作，為你提供外勞引入嘅專業服務，涵蓋：
香港配額申請，國內招聘程序及外勞抵港後嘅住宿安排，確保每一步都順利無縫銜接，節省你嘅時間同精力。
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移港續簽服務
我哋擁有豐富經驗處理移港人士面對嘅續簽問題。無論係文件準備、流程跟進定特殊情況處理，我哋都會提供專業支援，令你每一步都順利過關。
"專業 有善 極速"
係我對佢地最大既感覺，佢地係我公司最需要資金既時候真係幫左我好大的忙，比左好多專業意見比我，感激遇到你地！
Casey Ho
AJAX MBOO
感謝 “中小企融資急症室“ 在我最煩惱的時間，幫了我公司好大的忙，佢地好上心跟得好足
好快幫我申到合共7百84萬的
9成政府擔保中小企貸款
十分專業! 有實力的公司
Ambrose Chu
Finding Kut Group
我係網上睇到佢地既廣告，講真一開始都驚驚地，因為都要幾多個人資料，但我比較過4間呢類型既公司，而且上去佢地公司知道佢地仲有唔同業務，就更加放心走碼唔會驚佢地突然消失，當然我既選擇係無錯既
強烈推薦! 100分
Frankie Chi
潮玩店東主
Due to the nature of my company being a startup, banks were unable to provide us with a loan. We approached several similar companies, but they were unable to assist us. However, you were able to help by connecting us with another bank that was willing to refinance our property. They offered lower interest rates and a longer loan term. Moreover, the approval process was remarkably fast. We are truly grateful for your assistance. Thank you very much.
Johnson Li, (BnC Innovation)
My company operates in the biotechnology industry and requires funding for development. Due to our relatively small business volume, we approached two banks but were unsuccessful in securing a loan. However, surprisingly, one of the banks approved a substantial loan amount for us. We are grateful for your assistance and highly recommend your services.
Casey Chan
Sycbio Tech
之前公司接到一張訂單，但需要一筆資金，係網上找到佢地，我記得果日係星期五晚上11點幾，估唔到佢地仲會覆我，更加估唔到佢地星期二就約埋銀行上黎我公司做申請，真係勁快，我果晚問左幾間，得佢地咁痴線咁快手，批左貸款之後我地都仲有聯絡，佢地對人對事好真誠，快手跟得足，全力支持，加油！
Michael Wong
外貿批發
They are extremely professional and have a deep understanding of the banking calculations. They have excellent relationships with banks. If you need banking services, I highly recommend them as your only choice.
Frankie KC
Investors
FAQ
Helpful Information
Q1. 已經申請左SFGF100 百分百擔保, 仲可唔可以申請SFGF90 九成擔保貸款?
A1. 只要公司的生意額同埋結餘支持到, 是可以申請到的, 我們都有好多客戶成功申請.
Q2. TU 唔靚有無得搞？
A2. TU 唔靚, 咁就要睇返是咩問題令到 TU 跌左落去, 我地本身對於TU 的計分系統都非常熟悉, 試過用二個月時間令客戶由 I 升上 D.
Q3. 你地同其他顧問公司有咩唔同？
A3. 我地係市場上唯一現IPO 團隊為我地公司的融資顧問, 而且我地公司同市場上最大既分別就係, 市場上99% 顧問公司為單一業務, 所以會出現了少數為求開單而"亂黎"的中介, 而我地集團旗下有不同業務, 集團一年的生意達8,200萬, 我地應該是市場上頭5名最具實力的融資顧問, 我地保証不會"亂黎", 而客戶都不需要擔心我地會消失, 或收了你的文件後有任何不法的行為。